Down Payment Assistance emails automation AC

Email #1 - Introduction Subject: Meet Your Dream Home Team: ACB Realty & loanDepot

Hi,

Looking for a home in Massachusetts? Our team at ACB Realty has partnered with loanDepot to make your journey easier and more affordable.

Together, we offer you:

1. Up to $30,000 in down payment assistance
2. Access to special MassHousing programs
3. Expert house-hunting guidance
4. Streamlined mortgage process

How our partnership helps you:

1. loanDepot handles all your financing needs and unlocks special programs
2. ACB Realty finds your perfect home and guides your purchase
3. Both teams work together to save you money and time

Ready to learn more? Reply to schedule your free consultation.

Best regards,

ACB Realty, Inc.

Email #2 - MassHousing Programs Subject: Special Programs That Make Buying Easier

Hi,

Let me tell you about MassHousing's amazing programs that our team can help you access.

Our most popular option is Workforce Advantage 4.0:

1. Up to $30,000 for down payment
2. Lower interest rates
3. More flexible requirements
4. Special mortgage insurance benefits

You might qualify if you:

1. Make less than $130,250 (family of four in Boston area)
2. Have a credit score of 640 or higher
3. Are buying your first home
4. Plan to live in the home

Want to check if you qualify? Our loanDepot partners can tell you in minutes.

Best regards,

ACB Realty, Inc.

Email #3 - Down Payment Help Options Subject: Different Ways We Can Help With Your Down Payment

Hi,

Through our partnership with loanDepot, we offer several ways to help with your down payment. Let's break them down:

Option 1: Deferred Payment

1. Get up to $30,000
2. Pay nothing until you sell or refinance
3. Available statewide
4. Perfect for maximizing monthly affordability

Option 2: Fixed Payment

1. Up to $25,000 in assistance
2. Small monthly payments
3. Fixed 2% interest rate
4. Great for long-term planning

Plus: Gateway City Benefits

1. Extra help in certain cities
2. Special programs in Boston
3. Additional local assistance

Let us help you choose the best option for your situation!

Best regards,

ACB Realty, Inc.

Email #4 - Understanding Your Budget Subject: Discover Your True Home Buying Power

Hi,

One major benefit of working with our team? You'll know exactly what you can afford before we start looking at homes.

Here's what we'll help you understand:

1. Your maximum purchase price
2. Monthly payment expectations
3. Down payment requirements
4. Available assistance programs
5. Required reserves

Real Example: With a $100,000 annual income and good credit:

1. Home price: Up to $400,000
2. Down payment needed: $12,000
3. Assistance available: Up to $30,000
4. Monthly payment: Around $2,500

Ready to find out your numbers? Let's talk!

Best regards,

ACB Realty, Inc.

Email #5 - Free Payment Protection Subject: Protect Your Investment at No Extra Cost

Hi,

When you work with our team, you get amazing protection at no extra cost through MassHousing's MIPlus program.

This free benefit includes:

1. Up to $4,000 in monthly payment coverage
2. Protection for up to 6 months if you lose your job
3. Available for 10 years
4. No extra fees or charges
5. Peace of mind for a decade

Since 2004, this program has helped over 7,000 homeowners stay in their homes during tough times.

Would you like to learn more about this protection?

Best regards,

ACB Realty, Inc

• Single-family homes
• Condominiums
• 2-4 family properties
• Properties up to 20 acres

1. Set up custom property alerts
2. Focus on program-eligible homes
3. Schedule convenient showings
4. Provide neighborhood insights

• Brief phone call with loanDepot
• Basic income/credit review
• Instant feedback

• Provide key documents
• Complete online application
• Get official pre-approval

• Start viewing homes with ACB Realty
• Make strong offers
• Move toward closing

• 640 minimum for most programs
• 660 for 2-3 family homes
• Past issues may be okay

• Based on your area
• Most working families qualify
• Part-time income counts
• Self-employment welcome

• Pre-approved financing
• Down payment assistance ready
• Quick closing ability
• Professional negotiations

• Fair market values
• Seller motivations
• Negotiation strategies
• Program requirements

• Lender fees
• Title insurance
• Recording fees
• Escrow deposits

• Down payment assistance helps
• Some fees can be negotiated
• Seller contributions possible
• Programs can reduce costs

• Extra assistance amounts
• Lower credit requirements
• Special interest rates
• More flexible guidelines

• Lower down payments
• Better interest rates
• More program choices
• Higher assistance amounts

• $2,500 closing cost credit
• Special loan terms
• Added flexibility

• In Massachusetts
• Your primary residence
• Move-in ready condition
• Fairly priced for the area

• Property eligibility
• Home condition
• Price limits
• Location requirements

• Budgeting tips
• Maintenance basics
• Understanding mortgages
• Avoiding common mistakes

• Classes available online
• Many are free
• Certificates good for 3 years
• We'll help you register

1. Call us at [phone number]
2. Schedule your consultation
3. Get pre-approved with loanDepot
4. Start viewing homes