Why Buy With Us?
We understand the importance of home ownership, this is one of the most important investments in your life, it is not a house, it is your home! Where memories are made, where children are raised, gatherings with friends and families, your home is one of the most important part of your life, we completely get this. We also will educate you every step of the way, what to expect with offers, other buyers, how to structure offers, if you are selling your home, how to prep your property for the highest sales price in the shortest amount of time, whether you are a first time home, investor, seasonal or pro, we have you every step of the way, with over 15 years of experience, we understand every aspect of real estate!
Homes For Sale
Many IDX providers allow you to create saved searches to link to. This can be for homes based on price range or property characteristics.
What is the importance of getting pre-approved for a mortgage? How do you go about getting pre-approved?
This is one of the most important steps in the home search process. A pre-approval is crucial, as it gives you a clear picture of what price range your home should be in. Your time is precious, the last thing you want to do is look at homes that will not qualify. A true pre-approval is submitting the required items before you start shopping for a home. A true pre-approval consists mainly of your tax returns (2 years) pay-stubs, W-2s, and bank statements, including all pages. It is also very important to not alter your debt to equity ratio during your home buying process. At ACB Realty, Inc. we understand every aspect and we work with many lenders. We have access to various programs, including VA Loans, USDA, MASS Housing, FHA, various conventional loans, programs with no PMI. If you are thinking about buying or know someone who is think about buying a home, we welcome the opportunity.
Escrow and Closing Costs
What is escrow? Are there any closing costs that buyers should be aware of? What is the process of purchasing a home?
Escrow accounts are usually where the EMD (earnest money deposits) are held, it is similar to a third party neutral account on behalf of the parties. As mentioned, a true pre-approval is very important and should be the first step, working with a REALTOR is very important as well. A qualified attorney is a great idea, as this is one of the most important investments you will make. Costs associated with purchasing a home include, inspection costs, insurance, appraisal, pre-paids, points and other costs associated with purchasing your home. The steps include, pre-approval, search for the ideal home, place an offer, inspection, purchase and sales agreement, appraisal, commitment and clear to close.
Are you relocating to this area? Looking for more information to help you find the right city and neighborhood for your family?
Our relocation guide includes the most up-to-date and vital information for people looking to move to our area.
We love working with first time home buyers, as we all have to start somewhere. We understand real estate is a cycle, from buying your first single family or condo to eventually becoming a seasoned buyer, educating first time home buyers every step of the way is why we are experts, from what to expect when submitting offers in regards to competition from other buyers and various responses from sellers, whether we have a seller’s or buyer’s market.