Your credit score is a critical factor in the homebuying journey. It helps lenders decide which loan options you qualify for and the terms you might receive. However, there’s a common myth about credit scores and homebuying that could discourage potential buyers from pursuing their dream of homeownership. The Myth: You Need Perfect Credit A […]
The question of whether to buy a home now or wait is on many people’s minds these days. The truth is, the right choice for you depends on several factors unique to your situation. However, one important point to consider is the equity you can start building as soon as you purchase a home. Home […]
Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if […]
In an ever-evolving economic landscape, savvy investors are constantly on the lookout for opportunities that offer stability and growth. Despite recent market fluctuations and interest rate hikes, real estate continues to stand out as a beacon of long-term wealth creation. As an experienced broker with ACB Realty, Inc., I’m here to shed light on why […]
If you’re in the market for a home, overcoming the down payment hurdle is possible. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment challenging. The truth is, you may not need to put down as much as you think, thanks to down payment assistance programs. […]
Each individual harbors a unique conception of the American Dream. A recent survey conducted by Bankrate delved into people’s perspectives on the quintessential achievements symbolizing the American Dream. The findings indicate that, for a significant number of Americans, owning a home continues to hold the top position. (see graph below): Based on the graph, […]
Why You Might Want to Consider a Brand-New Home: When you’re in the midst of planning a relocation, it’s natural to ponder the eventual destination and the characteristics of your forthcoming abode. Perhaps you’ve already conjured a specific image of your dream home. However, unless your journey into this process commenced with a clear preference […]
Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make […]
When you’re ready to move, deciding what to do with your current house can be challenging. Should you sell or rent your home and use the proceeds for your next venture, or keep it as a rental to build long-term wealth? This is a common dilemma for many homeowners, and the answer isn’t always straightforward. […]
A shift is underway in the housing market this season, and if you’ve been waiting for the right moment to jump back into your homebuying search and know Why Now Could Be the Perfect Time to Buy a Home. In fact, the best week to buy a home this year is just around the corner, […]
