If you live in Massachusetts, you’ve probably felt it: prices are high, inventory is tight, and every headline seems to say something different about where the housing market is headed. Here’s a clear, Massachusetts-focused guide you can share with your clients, built on current data, state programs, and what we’re seeing on the ground across […]

The past year has been dominated by discussions on the tightening grip of home affordability. While there’s been a welcome dip in mortgage rates since their October peak, affording a home requires a more nuanced look beyond just interest rates. To really understand home affordability, you need to look at the combination of three important […]

Do negative headlines and talk on social media have you feeling worried about the housing market? Maybe you’ve even seen or heard something lately that scares you and makes you wonder if you should still buy or sell a home right now. Regrettably, when news in the media isn’t easy to understand, it can make people feel scared and unsure. […]

The question of whether to buy a home now or wait is on many people’s minds these days. The truth is, the right choice for you depends on several factors unique to your situation. However, one important point to consider is the equity you can start building as soon as you purchase a home. Home […]

Your credit score is a critical factor in the homebuying journey. It helps lenders decide which loan options you qualify for and the terms you might receive. However, there’s a common myth about credit scores and homebuying that could discourage potential buyers from pursuing their dream of homeownership. The Myth: You Need Perfect Credit A […]

Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if […]

According to a recent study by the National Association of Realtors (NAR), 61% of sellers made at least minor repairs before putting their house on the market. However, for the remaining 39% of sellers, life’s challenges—like tight budgets or limited time—made selling as-is the best choice. If you’re considering selling your home without repairs, here’s […]

The Federal Reserve is widely expected to cut interest rates soon. But here’s the big question: Will Mortgage Rates in Massachusetts also drop significantly? The answer is: not necessarily. Mortgage rates don’t move in lockstep with Fed decisions. Let’s break down what this means for you as a homebuyer or homeowner in Massachusetts. What the […]

At ACB Realty, we prioritize the well-being of our clients, offering not only expert real estate guidance but also essential information to safeguard your investments. A recent case by the Federal Trade Commission (FTC) has put the spotlight on a growing concern—financing scams. It’s crucial to stay vigilant when seeking funding for your business, particularly […]

If you’re contemplating the purchase of a home, securing pre-approval is an essential step in the process that you should not overlook. Before you envision yourself in your new living room or enjoying meals on your future all-season patio, ensure that you’re collaborating with a reliable lender to prioritize this critical stage and leverage the […]